New Prime Visa cardholders can earn 5 percent back on up to $2,500 spent on anything in their first three months after account opening. New Amazon Visa cardholders get 3 percent back on up to $1,500 spent in their first three months with the card. Those bonuses represent an additional $100 and $30, respectively, assuming the spending ordinarily would have earned just 1 percent back.
In general, I'm a big fan of using a credit card like a debit card (paying in full to avoid interest, but taking advantage of credit cards' superior rewards programs and buyer protections). In certain situations, the interest-free period could be worthwhile - I'd just take care not to overspend. And try, if at all possible, to pay off the full amount before the clock expires.
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New Prime Visa cardholders can earn 5 percent back on up to $2,500 spent on anything in their first three months after account opening. New Amazon Visa cardholders get 3 percent back on up to $1,500 spent in their first three months with the card. Those bonuses represent an additional $100 and $30, respectively, assuming the spending ordinarily would have earned just 1 percent back.
In general, I'm a big fan of using a credit card like a debit card (paying in full to avoid interest, but taking advantage of credit cards' superior rewards programs and buyer protections). In certain situations, the interest-free period could be worthwhile - I'd just take care not to overspend. And try, if at all possible, to pay off the full amount before the clock expires.
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